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Discover® Open Road Card

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Discover® Card
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Card Highlights:
Card Category:
Consumer

Card Type:
Unsecured

Required Credit Rating:
Excellent / Good

Issuing Country:
United States

Available Rewards:
For explanation of each icon click here
Miles
Cash
Points
Charity


About:
  • 0% Intro APR on Purchases and Balance Transfers.
  • No Annual Fee.
  • 5% Cashback Bonus®.*
  • Up to 1% Cashback Bonus on all other purchases automatically.
  • Get a $20 Discover Gift Card just for shopping with your Discover Card.**
  • Unlimited cash rewards.
  • $0 Fraud Liability Guarantee.


Credit Card Rates
Purchases:
Introductory APR:
0%

Introductory Period:
6 months

Ongoing APR:
10.99%±

Default APR:
30.99%

Minimum Grace Period:
25 days

Minimum Finance
Charge:
$0.50


Balance Transfers:
Introductory APR:
0%

Introductory Period:
12 months±

Ongoing APR:
10.99%±

Default APR:
30.99%

Minimum Grace Period:
n/a

Minimum Finance
Charge:
$0.50


Cash Advances:
Introductory APR:
n/a

Introductory Period:
n/a

Ongoing APR:
23.99%

Default APR:
30.99%

Minimum Grace Period:
n/a

Minimum Finance
Charge:
$0.50

Credit Card Transaction Fees
Balance Transfer Fees:
Minimum:
n/a

Fee Rate:
3%

Maximum:
n/a


Cash Advance Fees:
Minimum:
$5

Fee Rate:
3%

Maximum:
n/a


Foreign Exchange Fees:
Minimum:
n/a

Fee Rate:
n/a

Maximum:
n/a

Credit Card Other Fees
Initial Fees:
Setup Fee:
$0


Maintenance Fees:
Annual Fee:
$0


Penalty Fees:
Late Payment Fee:
$19

* 5% Cashback Bonus® in categories that change like travel, home improvement stores, gas, groceries, restaurants, movies and many more.
** Get a $20 Discover® Gift Card when you make $200 in purchases with your Discover Card at a participating mall between 11/01/08 - 01/04/09, while supplies last. Original receipts and the Discover Card used to make the purchases must be presented to a participating mall's Customer Service by 01/04/09. Limit 5 Gift Cards per account, while supplies last, during the promotion period. Gift Card is valid through July 31, 2009.
± The Rate and Term Length are subject to change. Please see Terms and Conditions for actual Rate and Term Length.
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