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Application for credit card
GM MasterCard®
HFC Bank
Card Highlights:
Card Category:
Consumer
Card Type:
Unsecured
Required Credit Rating:
Excellent / Good
Issuing Country:
United Kingdom
Available Rewards:
Miles
Cash
Points
Charity
About:
- 0% p.a. on all purchases and balance transfers, fixed for the first 5 months from account opening.
- No Annual Fee.
- Typical 14.9% APR variable.
- Free additional Card.
- Rebate Points are earned at the rate of 3% of your spend.
- 1 Rebate Point is equivalent to a £1 saving off the price of your new Vauxhall or Saab.
- 100 free Rebate Points when you use your GM Card for the first time (the equivalent to £100 saving off your new Vauxhall or Saab).
Credit Card Rates
|
Purchases:
Introductory APR:
0%
Introductory Period:
5 months
Ongoing APR:
14.9%
Default APR:
see terms
Minimum Grace Period:
56 days
Minimum Finance
Charge: £5
|
 |
Balance Transfers:
Introductory APR:
0%
Introductory Period:
5 months
Ongoing APR:
14.9%
Default APR:
see terms
Minimum Grace Period:
n/a
Minimum Finance
Charge: £5
|
|
Cash Advances:
Introductory APR:
n/a
Introductory Period:
n/a
Ongoing APR:
23.9%
Default APR:
see terms
Minimum Grace Period:
n/a
Minimum Finance
Charge: £5
|
Credit Card Transaction Fees
|
Balance Transfer Fees:
Minimum:
£5
Fee Rate:
2%
Maximum:
n/a
|
|
Cash Advance Fees:
Minimum:
£3
Fee Rate:
2.5%
Maximum:
n/a
|
|
Foreign Exchange Fees:
Minimum:
n/a
Fee Rate:
3%
Maximum:
n/a
|
Credit Card Other Fees
|
Initial Fees:
Setup Fee:
£0
|
|
Maintenance Fees:
Annual Fee:
£0
|
|
Penalty Fees:
Late Payment Fee:
see terms
|
