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Discover® Open Road® Card
Discover® Card
Card Highlights:
Card Category:
Consumer
Card Type:
Unsecured
Required Credit Rating:
Excellent / Good
Issuing Country:
United States
Available Rewards:
Miles
Cash
Points
Charity
About:
- 0% Intro APR on Purchases and Balance Transfers.
- No Annual Fee.
- 5% Cashback Bonus® on your first $100 in gas and auto maintenance purchases each month.
- Up to 1% Cashback Bonus on all other purchases.
- Double Cashback Bonus on grocery store purchases in November and December.
- Unlimited cash rewards that never expire.
- Turn your Cashback Bonus into bigger rewards every time you redeem for gift cards from over 100 brand-name Partners.
- $0 Fraud Liability Guarantee.
Credit Card Rates
|
Purchases:
Introductory APR:
0%
Introductory Period:
6 months
Ongoing APR:
10.99%±
Default APR:
30.99%
Minimum Grace Period:
25 days
Minimum Finance
Charge: $0.50
|
 |
Balance Transfers:
Introductory APR:
0%
Introductory Period:
12 months±
Ongoing APR:
10.99%±
Default APR:
30.99%
Minimum Grace Period:
n/a
Minimum Finance
Charge: $0.50
|
|
Cash Advances:
Introductory APR:
n/a
Introductory Period:
n/a
Ongoing APR:
23.99%
Default APR:
30.99%
Minimum Grace Period:
n/a
Minimum Finance
Charge: $0.50
|
Credit Card Transaction Fees
|
Balance Transfer Fees:
Minimum:
n/a
Fee Rate:
3%
Maximum:
n/a
|
|
Cash Advance Fees:
Minimum:
$5
Fee Rate:
3%
Maximum:
n/a
|
|
Foreign Exchange Fees:
Minimum:
n/a
Fee Rate:
n/a
Maximum:
n/a
|
Credit Card Other Fees
|
Initial Fees:
Setup Fee:
$0
|
|
Maintenance Fees:
Annual Fee:
$0
|
|
Penalty Fees:
Late Payment Fee:
$19
|
± The Rate and Term Length are subject to change. Please see Terms and Conditions for actual Rate and Term Length.
