Discover® Motiva Card
Discover® Card
Card Highlights:
Card Category:
Consumer
Card Type:
Unsecured
Required Credit Rating:
Excellent / Good
Issuing Country:
United States
Available Rewards:
About:
- 3.99% Intro APR.
- No Annual Fee.
- 5% to 20% Cashback Bonus.
- Earn up to 1% Cashback Bonus on all other purchases.
- Double Cashback Bonus on grocery store purchases in November and December.
- Pay-On-Time Bonus® equal to a full month′s interest added to your Cashback Bonus account.
- Turn your Cashback Bonus into bigger rewards every time you redeem for gift cards from over 100 brand-name Partners Free payment by phone.
- Automatic email reminders when a Payment Due Date is nearing or when a payment has been made.
- Unlimited cash rewards.
Credit Card Rates
|
Purchases:
Introductory APR:
3.99%
Introductory Period:
6 months
Ongoing APR:
10.99%±
Default APR:
28.99%
Minimum Grace Period:
25 days
Minimum Finance
Charge: $0.50
|
Balance Transfers:
Introductory APR:
3.99%
Introductory Period:
12 months
Ongoing APR:
10.99%±
Default APR:
28.99%
Minimum Grace Period:
n/a
Minimum Finance
Charge: $0.50
|
Cash Advances:
Introductory APR:
n/a
Introductory Period:
n/a
Ongoing APR:
23.99%
Default APR:
28.99%
Minimum Grace Period:
n/a
Minimum Finance
Charge: $0.50
|
Credit Card Transaction Fees
|
Balance Transfer Fees:
Minimum:
n/a
Fee Rate:
3%
Maximum:
n/a
|
Cash Advance Fees:
Minimum:
$5
Fee Rate:
3%
Maximum:
n/a
|
Foreign Exchange Fees:
Minimum:
n/a
Fee Rate:
n/a
Maximum:
n/a
|
Credit Card Other Fees
|
Initial Fees:
Setup Fee:
$0
|
Maintenance Fees:
Annual Fee:
$0
|
Penalty Fees:
Late Payment Fee:
$19
|
± The Rate and Term Length are subject to change. Please see Terms and Conditions for actual Rate and Term Length.


Miles
Cash
Points
Charity
