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Platinum Card®

Discover® Motiva Card

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Discover® Motiva Card

Card Highlights:
Card Category:
Consumer

Card Type:
Unsecured

Required Credit Rating:
Excellent / Good

Issuing Country:
United States

Available Rewards:
For explanation of each icon click here
Miles
Cash
Points
Charity


About:
  • 3.99% Intro APR.
  • No Annual Fee.
  • 5% to 20% Cashback Bonus.
  • Earn up to 1% Cashback Bonus on all other purchases.
  • Double Cashback Bonus on grocery store purchases in November and December.
  • Pay-On-Time Bonus® equal to a full month′s interest added to your Cashback Bonus account.
  • Turn your Cashback Bonus into bigger rewards every time you redeem for gift cards from over 100 brand-name Partners Free payment by phone.
  • Automatic email reminders when a Payment Due Date is nearing or when a payment has been made.
  • Unlimited cash rewards.


Credit Card Rates
Purchases:
Introductory APR:
3.99%

Introductory Period:
6 months

Ongoing APR:
10.99%±

Default APR:
28.99%

Minimum Grace Period:
25 days

Minimum Finance
Charge:
$0.50


Balance Transfers:
Introductory APR:
3.99%

Introductory Period:
12 months

Ongoing APR:
10.99%±

Default APR:
28.99%

Minimum Grace Period:
n/a

Minimum Finance
Charge:
$0.50


Cash Advances:
Introductory APR:
n/a

Introductory Period:
n/a

Ongoing APR:
23.99%

Default APR:
28.99%

Minimum Grace Period:
n/a

Minimum Finance
Charge:
$0.50

Credit Card Transaction Fees
Balance Transfer Fees:
Minimum:
n/a

Fee Rate:
3%

Maximum:
n/a


Cash Advance Fees:
Minimum:
$5

Fee Rate:
3%

Maximum:
n/a


Foreign Exchange Fees:
Minimum:
n/a

Fee Rate:
n/a

Maximum:
n/a

Credit Card Other Fees
Initial Fees:
Setup Fee:
$0


Maintenance Fees:
Annual Fee:
$0


Penalty Fees:
Late Payment Fee:
$19

± The Rate and Term Length are subject to change. Please see Terms and Conditions for actual Rate and Term Length.
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