Blue from American Express®
American Express
Card Highlights:
Card Category:
Consumer
Card Type:
Unsecured
Required Credit Rating:
Excellent / Good
Issuing Country:
United States
Available Rewards:
About:
- 0% APR on Purchases for up to 12 months.
- No Annual Fee.
- 2.99% Fixed APR on BT for first 12 months.
- Earn 1 point for every $1 you spend.
- Earn points that can be redeemed for gift cards, travel, merchandise, and unique entertainment experiences.
- Membership Rewards Express® program.
Credit Card Rates
|
Purchases:
Introductory APR:
0%
Introductory Period:
Up to
12 months Ongoing APR:
as low as
10.99% Default APR:
see terms
Minimum Grace Period:
20 days
Minimum Finance
Charge: $0.50
|
Balance Transfers:
Introductory APR:
2.99%
Introductory Period:
12 months
Ongoing APR:
as low as
10.99% Default APR:
see terms
Minimum Grace Period:
n/a
Minimum Finance
Charge: $0.50
|
Cash Advances:
Introductory APR:
n/a
Introductory Period:
n/a
Ongoing APR:
see terms
Default APR:
see terms
Minimum Grace Period:
n/a
Minimum Finance
Charge: $0.50
|
Credit Card Transaction Fees
|
Balance Transfer Fees:
Minimum:
$5
Fee Rate:
3%
Maximum:
$99
|
Cash Advance Fees:
Minimum:
$5
Fee Rate:
3%
Maximum:
n/a
|
Foreign Exchange Fees:
Minimum:
see terms
Fee Rate:
see terms
Maximum:
see terms
|
Credit Card Other Fees
|
Initial Fees:
Setup Fee:
$0
|
Maintenance Fees:
Annual Fee:
$0
|
Penalty Fees:
Late Payment Fee:
see terms
|

Miles
Cash
Points
Charity
